{"id":44474,"date":"2021-10-05T10:00:37","date_gmt":"2021-10-05T14:00:37","guid":{"rendered":"https:\/\/fgmtl.org\/?p=32566"},"modified":"2021-10-05T10:00:37","modified_gmt":"2021-10-05T14:00:37","slug":"don-planifie-un-transfert-de-richesse-pour-relancer-le-quebec","status":"publish","type":"post","link":"https:\/\/2021.fgmtl.org\/staging\/don-planifie-un-transfert-de-richesse-pour-relancer-le-quebec\/","title":{"rendered":"Don planifi\u00e9 : un transfert de richesse pour b\u00e2tir le Qu\u00e9bec"},"content":{"rendered":"
Lettre ouverte de Karel Mayrand parue dans le journal La Presse<\/a> le 4 octobre 2021.<\/em><\/h5>\n

Pourquoi parler de don planifi\u00e9? Le Qu\u00e9bec et le Canada se trouvent au c\u0153ur du plus grand transfert de richesse de leur histoire. Alors que les baby-boomers se pr\u00e9parent \u00e0 transmettre leur h\u00e9ritage aux g\u00e9n\u00e9rations suivantes, \u00e0 l\u2019\u00e9chelle canadienne, des avoirs personnels d\u2019une valeur estim\u00e9e de 1000 milliards de dollars ont chang\u00e9 ou changeront de mains entre 2016 et 2026, dont 700 milliards d\u2019actifs financiers. Les prochaines ann\u00e9es verront s\u2019acc\u00e9l\u00e9rer ce transfert de richesse et la question se pose pour une g\u00e9n\u00e9ration qui a b\u00e2ti le Qu\u00e9bec tel que nous le connaissons aujourd\u2019hui : comment ce patrimoine h\u00e9rit\u00e9 de la R\u00e9volution tranquille contribuera-t-il \u00e0 b\u00e2tir le Qu\u00e9bec de demain ?<\/p>\n

\u00c0 l\u2019heure actuelle, selon l\u2019Association canadienne des professionnels en dons planifi\u00e9s (ACPDP), seulement 5\u00a0% des Canadiennes et des Canadiens utilisent leur testament pour planifier des dons de bienfaisance. Au rythme actuel, et consid\u00e9rant un don moyen de 35\u00a0000\u00a0$, on parle approximativement de 525\u00a0millions de dollars par ann\u00e9e qui sont vers\u00e9s \u00e0 des causes philanthropiques par cette entremise. C\u2019est bien, et il n\u2019y a \u00e9videmment rien de mal \u00e0 transmettre l\u2019essentiel de notre patrimoine \u00e0 notre famille ou \u00e0 nos proches. Mais imaginez l\u2019immense levier de d\u00e9veloppement social, environnemental et r\u00e9gional qui pourrait \u00eatre d\u00e9ploy\u00e9 au pays si ce montant \u00e9tait doubl\u00e9, voir tripl\u00e9\u00a0? C\u2019est pourquoi l\u2019ACPDP a lanc\u00e9 r\u00e9cemment la campagne Volont\u00e9 de faire<\/a>, afin de d\u00e9mystifier le don planifi\u00e9.<\/p>\n

Lorsqu\u2019ils consid\u00e8rent leur h\u00e9ritage, la plupart des gens pensent d\u2019abord, et avec raison, \u00e0 leurs enfants et petits-enfants. Peu de gens envisagent de faire des dons \u00e0 des organismes de bienfaisance puisqu\u2019ils ont l\u2019impression de d\u00e9penser l\u2019h\u00e9ritage qu\u2019ils r\u00e9servent \u00e0 leur famille. Et s\u2019il \u00e9tait possible de conjuguer les deux ? En fait, c\u2019est le cas : on peut faire un don planifi\u00e9 qui aura peu ou pas d\u2019incidence sur le patrimoine l\u00e9gu\u00e9, puisque le cr\u00e9dit fiscal obtenu peut \u00eatre transf\u00e9r\u00e9 \u00e0 votre succession. Chaque cas est unique, et seul un professionnel pourra vous guider ad\u00e9quatement dans les d\u00e9dales de notre fiscalit\u00e9.<\/p>\n

Soutenir tant vos proches que votre communaut\u00e9<\/h5>\n

En planifiant \u2013 par une simple clause dans votre testament<\/a> \u2013 un don philanthropique \u00e0 un organisme de bienfaisance ou \u00e0 une cause qui vous tient \u00e0 c\u0153ur, vous pouvez faire en sorte qu\u2019une partie de vos avoirs soit r\u00e9investie dans votre communaut\u00e9, et contribue \u00e0 son d\u00e9veloppement futur ainsi qu\u2019au mieux-\u00eatre des prochaines g\u00e9n\u00e9rations.<\/p>\n

Que ce soit pour soutenir un organisme culturel qui vous fait vibrer, l\u2019h\u00f4pital o\u00f9 l\u2019on a soign\u00e9 vos parents, l\u2019\u00e9cole ou le club sportif qui a vu grandir vos enfants, un organisme qui soutient le d\u00e9veloppement de votre r\u00e9gion ou une fondation qui prot\u00e8ge un lac ou une rivi\u00e8re qui vous est cher, vous pouvez utiliser votre richesse pour faire vivre les causes qui vous sont ch\u00e8res et continuer de b\u00e2tir un Qu\u00e9bec et un Canada qui portent vos valeurs bien apr\u00e8s votre d\u00e9part.<\/p>\n

La g\u00e9n\u00e9ration du baby-boom est la premi\u00e8re g\u00e9n\u00e9ration de Qu\u00e9b\u00e9cois en position de transf\u00e9rer une richesse importante \u00e0 la g\u00e9n\u00e9ration suivante, et elle peut le faire en gardant vivantes les valeurs de justice et de solidarit\u00e9, la confiance en nos capacit\u00e9s collectives, et l\u2019amour de notre culture qui ont fait la force du Qu\u00e9bec des derni\u00e8res d\u00e9cennies. En choisissant de transf\u00e9rer une part de leur patrimoine aux organismes qui \u0153uvrent en sant\u00e9, en \u00e9ducation, en culture, en environnement, qui soutiennent nos enfants, prot\u00e8gent nos a\u00een\u00e9s ou d\u00e9fendent les droits des femmes, cette g\u00e9n\u00e9ration peut renforcer le tissu social du Qu\u00e9bec pour des g\u00e9n\u00e9rations \u00e0 venir et faire r\u00e9sonner l\u2019\u00e9cho de la R\u00e9volution tranquille pendant des d\u00e9cennies.<\/p>\n

C\u2019est \u00e0 ce nouveau projet que nous vous convions\u00a0: penser non seulement au patrimoine que vous souhaitez l\u00e9guer \u00e0 vos enfants et petits-enfants, mais aussi au Qu\u00e9bec dans lequel vous souhaitez les voir grandir. Vous savez maintenant qu\u2019il est possible de conjuguer les deux dans un seul h\u00e9ritage.<\/p>\n","protected":false},"excerpt":{"rendered":"

En faisant un don planifi\u00e9 \u00e0 un organisme ou \u00e0 une cause qui vous tient \u00e0 c\u0153ur, une partie de vos avoirs sera r\u00e9investie dans votre communaut\u00e9, et contribuera \u00e0 son d\u00e9veloppement ainsi qu\u2019au mieux-\u00eatre des prochaines g\u00e9n\u00e9rations.<\/p>\n","protected":false},"author":12,"featured_media":1652,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,28],"tags":[151],"class_list":["post-44474","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles","category-billet-de-blogue","tag-mot-du-pdg"],"blocksy_meta":[],"yoast_head":"\nDon planifi\u00e9 : un transfert de richesse pour b\u00e2tir le Qu\u00e9bec - FGM<\/title>\n<meta name=\"description\" content=\"Le don planifi\u00e9 permet le transfert d'une part de votre richesse, \u00e0 r\u00e9investir dans votre communaut\u00e9 pour contribuer \u00e0 son d\u00e9veloppement.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Don planifi\u00e9 : un transfert de richesse pour b\u00e2tir le Qu\u00e9bec - 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